Is Aella Credit Loan legit? How To Apply, interest Rate, App Download, Customer Care Contacts
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Is Aella Credit Loan legit? How To Apply, interest Rate, App Download, Customer Care Contacts
Aella as one of the best loan apps in Nigeria provide unsecured loans ranging from N3,000 to a million Naira depending on your creditworthiness.
In this write up, you will explore the answers to “Is Aella Credit loan legit”, how to apply for Aella credit loan, the Aella Credit loan interest rate, the download, customer care contacts etc.
Without further Ado, let’s go straight into the main content.
Is Aella Credit Loan legit? How to Apply, interest rate, App Download, customer care contacts
Is Aella Credit Loan Legit?
Based on the many results and personal experience with the loan app, Aella Credit can be considered a trusted and legitimate lending platform that operates within the legal framework of the countries it serves.
The company is committed to providing accessible and transparent financial solutions to individuals in need.
With a strong emphasis on customer satisfaction and data security, Aella Credit is a government approved loan app making it a even more reliable loan provider.
How To Apply For Aella Credit Loan
On how to apply for Aella credit loan, the steps to follow are mentioned below:
Download The App: First thing first, before you can apply for a loan on Aella Credit, you must have downloaded the app from the Google play store or Apple app store depending on the kind of phone you use.
Create an Account: Once you have gotten the app downloaded to your smartphone, open the app and click on the “Sign-Up” button to begin the registration process.
Provide the required details, including your name, email address, phone number, and password.
Make sure to use a strong and secure password to protect your account.
Complete the Application Form
After creating an account, log in and navigate to the loan application page.
Fill out the application form accurately and provide the necessary information, such as personal details, employment information, and loan amount required.
Aella Credit may also ask for additional documentation to verify your identity and income.
Submit the Application
Once you have completed the application form and attached any required documents, review the information for accuracy.
Click on the “Submit” button to send your loan application to Aella Credit for review.
Loan Approval and Disbursement
After submitting your application, Aella Credit will assess your eligibility and creditworthiness.
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If approved, you will receive a loan offer specifying the loan amount, interest rate, and repayment terms.
Upon accepting the offer, the funds will be disbursed into your designated bank account within a short period, usually within one business day.
Aella Credit Loan Interest Rates
Aella Credit offers competitive interest rates to borrowers, ranging from 6% to 20% per month or 22% to 264% APR (Annual Percentage Rate).
Please do note that the interest rate assigned to your loan depends on various factors, including your credit history, income, loan amount, and repayment term.
It is therefore crucial to review and understand the interest rate associated with your loan offer before accepting it to make an informed decision.
Aella Credit Loan App Download
Just in case you didn’t know/understand the Aella credit loan app download process, do ensure you follow the essential steps here:
Visit the App Store or Google Play Store: Open the respective app store on your mobile device.
Search for “Aella Credit”: In the search bar, type “Aella Credit” and tap on the search icon.
Select the Official App: Identify the official Aella Credit loan app from the search results and click on it.
Download and Install: Tap the “Download” or “Install” button to initiate the app download process.
Ensure that you have a stable internet connection to complete the download smoothly.
Launch the App: Once the installation is complete, locate the Aella Credit loan app on your device’s home screen or app drawer. Tap on the app icon to open it then follow the guidelines outlined earlier to apply for a loan.
Aella Credit Customer Care Contacts
When it comes to financial services, having reliable customer support is crucial.
Aella Credit understands the importance of addressing customer queries, concerns, and providing assistance promptly.
If you have any questions or need support regarding your Aella Credit loan, you can reach out to their customer care team through their official email address: Support@aellacredit.com.
Whether you have inquiries about the loan application process, loan repayments, interest rates, or any other related matter, the customer care team is there to help.
FAQs On Is Aella Credit Loan legit? How to Apply, interest rate, App Download, customer care contacts
Here are some helpful frequently asked questions on Is Aella Credit Loan legit? How to Apply, interest rate, App Download, customer care contacts with answers:
How much can I borrow from Aella for the first time?
For first-time borrowers, Aella Credit offers a maximum loan amount of N3,000.
This initial loan amount allows borrowers to establish a repayment history with the company.
Why am I not eligible for an Aella loan?
There could be several reasons why you may not be eligible for an Aella loan.
Eligibility criteria may depends on factors such as your credit history, income, and adherence to Aella Credit’s lending policies.
If you are deemed ineligible, it is advisable to reach out to Aella Credit’s customer support for more information and guidance on improving your eligibility in the future.
Is Aella Credit registered?
Yes, Aella Credit is a registered financial institution.
It operates within the legal framework of the countries it serves and complies with relevant regulations and licensing requirements.
This ensures that the company operates in a transparent and regulated manner, offering borrowers a reliable and legitimate lending service.
Can loan apps block your BVN?
No, loan apps cannot block your BVN (Bank Verification Number).
BVN is a unique identification number issued by banks to their customers, and it is primarily used for identity verification and fraud prevention.
Loan apps may request your BVN as part of their verification process, but they do not have the authority to block or restrict your BVN.