How To Deactivate, Close Or Delete Your Easemoni Account Easily 

How To Deactivate, Close Or Delete Your Easemoni Account Easily 

In this article, we’ll be looking into how to deactivate, close or delete easemoni account easily. The Easemoni loan app is a mobile application designed to provide short-term loans to individuals who may need quick access to funds. As with any financial service, it is important to carefully evaluate the legitimacy and reliability of the platform. 

However, based on the research I’ve conducted, I found out the loan app is legit. 

If you have decided to deactivate, close or delete your easemoni account the process to follow is quite simple. Everything you need to follow has been provided in this article. 

Before delving into the main content, kindly look into the requirements of the loan app if you are a new user.

Requirements to borrow money from Easemoni loan app

To borrow money from the Easemoni loan app, you need to meet certain requirements. These requirements are designed to ensure that the borrower is creditworthy and can repay the loan on time. Here are the main requirements:

Age: You must be at least 18 years old to apply for a loan through the Easemoni loan app.

Residence: You must be a resident of Nigeria to apply for a loan through the Easemoni loan app.

Bank account: You need to have an active bank account to receive the loan funds and make repayments.

Verification: You must provide valid identification documents, such as a government-issued ID or a driver’s license, to verify your identity.

Income: You must have a stable source of income to demonstrate your ability to repay the loan.

Creditworthiness: Easemoni loan app assesses your creditworthiness based on factors such as your income, credit history, and employment status.

Loan amount: The minimum loan amount you can apply for is N5,000, while the maximum loan amount depends on your creditworthiness and repayment capacity.

Repayment period: The repayment period for Easemoni loans varies depending on the loan amount and the borrower’s repayment capacity. The repayment period ranges from 30 to 90 days.

Deactivating, Closing, or Deleting Your EaseMoni Account

EaseMoni is a financial service provider that offers loans to customers. However, there may come a time when you wish to deactivate, close, or delete your account. This comprehensive guide will provide you with step-by-step instructions on how to do so, along with information on what each action entails.

Difference between Deactivation, Closure, and Deletion

Before proceeding with any action, it is essential to understand the differences between deactivating, closing, and deleting your EaseMoni account:

Deactivation: This temporarily suspends your account, making it inaccessible to you and EaseMoni. You can reactivate your account later if you change your mind.

Closure: This process involves permanently closing your account, which means you will no longer be able to access it or use its services. 

Any pending loans or outstanding balances must be settled before closing the account.

Deletion: This is the most permanent option, which involves removing all personal information associated with your account from EaseMoni’s database. This action is irreversible, and you will not be able to reactivate or access your account in the future. Now let’s look into how to deactivate, close or delete your easemoni account easily.

How To Deactivate, Close Or Delete Your Easemoni Account Easily

To deactivate your EaseMoni account, the essential steps and guidelines provided below are what you need to follow:

• Log in to your EaseMoni account. 
• Locate the Setting section within your account dashboard. 
• Find the option to deactivate your account and follow the instructions. 
• You may be required to provide a reason for deactivating your account or confirm your decision via email.

How To Close Your EaseMoni Account

To close your EaseMoni account, follow these steps:

• Log in to your EaseMoni account. Locate the “Settings” section within your account dashboard.
• Find the option to close your account and follow the instructions. 
• You may be required to pay off any outstanding balances, loans, or fees before closing your account. EaseMoni may also request that you provide a reason for closing your account.

How To Delete Your EaseMoni Account

To delete your EaseMoni account, follow these steps:

Note that account deletion is not offered by EaseMoni. However, you can request account removal by submitting a support ticket. Compose a detailed email explaining your reason for deletion and requesting account removal. 

Send the email to EaseMoni’s customer support team. Wait for a response from the support team, who will assess your request and guide you through the deletion process.

FAQs On How To Deactivate, Close Or Delete Your Easemoni Account Easily

The following are some helpful frequently asked questions on how to deactivate, close or delete your easemoni account easily with answers:

How do I close my EaseMoni account?

To close your EaseMoni account, follow these steps:

Contact EaseMoni customer support: Reach out to the company’s customer support team by sending an email to support@easemoni.com or calling their customer support number at 1-888-882-2270. 

Provide your account information and request to close your account.

Verify your identity: The customer support representative may ask for identification documents to verify your identity before proceeding with the account closure.

Await confirmation: EaseMoni will send you a confirmation email or message once your account has been successfully closed.

Pay off any outstanding loans: Before closing your account, ensure that you have paid off any existing loans to avoid any penalties or additional fees.

Monitor your account: Keep an eye on your account for a few weeks after closure to ensure that it has been properly closed and no further transactions are taking place.

By following these steps, you can successfully close your EaseMoni account.

What happens when you don’t pay your EaseMoni loan?

If you fail to pay your EaseMoni loan, the company may take the following actions:

Late fees: EaseMoni may charge late fees on overdue payments.

Debt collection: If your loan remains unpaid, EaseMoni may transfer your debt to a collection agency, which could negatively impact your credit score.

Legal action: In severe cases, EaseMoni may take legal action against you to recover the outstanding loan amount. This may include wage garnishments or liens on your property.

Damage to credit score: Unpaid loans can significantly damage your credit score, making it difficult to secure loans or lines of credit in the future.

To avoid these consequences, make sure to pay your EaseMoni loan on time.

How do I stop loan app harassment?

To stop loan app harassment, follow these steps:

Contact the loan app provider: Reach out to the company’s customer support team by sending an email or calling their customer support number.

Request to stop harassment: Clearly state your request to stop any form of harassment, including unwanted phone calls, text messages, or emails.

Verify your identity: The customer support representative may ask for identification documents to verify your identity before proceeding with the harassment stop request.

Await confirmation: The company should send you a confirmation email or message once they have stopped any form of harassment.

Monitor the situation: Keep an eye on your communication channels for a few weeks after the request to ensure that the harassment has ceased.

Do loan apps send messages to contacts?

Yes, some loan apps may send messages to your contacts as part of their marketing or promotional strategies. 

These messages may be in the form of text messages, emails, or social media posts. 

It is essential to review the app’s privacy policy and terms of service to understand how your personal information is used and shared.

Can a loan app lock my phone?

No, but advanced financial technology like palmpay, easybuy have the ability to lock your phone and make it inaccessible for you.