How to Prevent Any Loan Apps from Calling Your Contact and Disgracing You
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How to Prevent Any Loan Apps from Calling Your Contact and Disgracing You
Loan applications have become an increasingly popular way to access quick cash in Nigeria today and a lot of people have shunned the idea of going to a bank seeking for a loan.
While these apps offer convenience, they often come with the downside of intrusive contact calls to your friends, family, and colleagues.
These relentless calls can be embarrassing and frustrating, potentially leading to an unnecessary strain on your relationships.
In this blog post, you will see some guides on How to Prevent Any Loan Apps from Calling Your Contact and Disgracing You.
Without further Ado, let’s delve in right away.
How To Prevent Any Loan Apps from Calling Your Contact and Disgracing You
Read the Privacy Policy: Before using any loan app, take the time to read and understand its privacy policy.
The privacy policy outlines how the app handles your personal information, including contact details.
Look for apps that explicitly state they will not share your contact information with third parties or use it for marketing purposes.
Selecting a reputable loan app that value user privacy is the first step towards preventing contact calls.
Research User Reviews: Another step on How to Prevent Any Loan Apps from Calling Your Contact and Disgracing You is to research their users reviews. Trying Nairaland Forum , or app stores like Google play store to read their reviews.
User reviews provide valuable insights into the loan app’s practices and can help you identify whether contact calls are a common issue.
Look for reviews that specifically mention unwanted contact calls and check if the loan app has responded to these concerns.
Opt for loan apps with positive reviews regarding privacy and customer support, as they are more likely to respect your privacy and address any issues promptly.
Use a Secondary Phone Number: Consider using a secondary phone number when applying for loans through apps.
You can obtain a separate phone number through various means, such as prepaid SIM cards or virtual phone number services.
By using a different number for loan applications, you can protect your primary contact list from being accessed by loan apps and minimize the chances of contact calls.
Grant Minimum Permissions: When installing a loan app, pay attention to the permissions it requests.
Limit the app’s access to your device’s contacts and other unnecessary information.
Granting minimal permissions reduces the likelihood of loan apps accessing your contact list and making unsolicited calls. Be cautious and only provide permissions that are essential for the app’s functionality.
Read: How To Upgrade Union Bank Account Easily (Online & Offline)
Opt-Out of Contact Sharing: Some loan apps may have an option to opt-out of contact sharing.
Explore the app’s settings or contact the customer support team to inquire about this feature.
By opting out, you can prevent the loan app from accessing your contacts altogether, ensuring that your contacts remain confidential.
Regularly Review App Permissions: Periodically review the permissions granted to loan apps and other applications on your device.
Operating systems often provide settings where you can manage app permissions. Remove any unnecessary permissions, especially those related to contact access, for apps you no longer use or trust.
This practice helps you maintain better control over your personal information.
Report and Block Unwanted Calls: If you continue to receive contact calls from loan apps despite taking preventative measures, take action.
Report the unwanted calls to the loan app’s customer support team and inform them of your concerns.
Most loan apps have dedicated channels to address user complaints and resolve issues related to privacy.
Also, use your device’s call blocking feature to block numbers associated with loan app contact calls.
FAQs On How to Prevent Any Loan Apps from Calling Your Contact and Disgracing You
The following are some helpful frequently asked questions on How to Prevent Any Loan Apps from Calling Your Contact and Disgracing You with their respective answers:
How do I stop online loan apps from accessing my contacts?
To prevent online loan apps from accessing your contacts, you can follow these steps:
- Before installing any loan app, review its privacy policy and ensure it explicitly states that it will not share your contact information.
- Read user reviews to see if any complaints have been made about contact access. Choose loan apps with positive reviews regarding privacy.
- Grant minimum permissions to the loan app during installation, specifically denying access to your device’s contacts.
- If the loan app has an option to opt-out of contact sharing, make sure to enable it.
- Regularly review app permissions on your device and remove unnecessary permissions for loan apps.
How do I stop 7 days loan app harassment?
If you are facing harassment from a specific loan app, here are some steps you can take:
- Contact the loan app’s customer support team and inform them about the harassment you are experiencing.
- Request immediate action to resolve the issue and stop the unwanted calls or messages.
- If the harassment continues despite your efforts, consider blocking the loan app’s phone number or reporting the issue to your local authorities.
Can loan apps still access my contacts after uninstalling?
Uninstalling a loan app should revoke its access to your contacts.
However, to ensure complete removal of your contact information, it is advisable to follow these additional steps:
- After uninstalling the loan app, restart your device to clear any cached data.
- Review the app permissions on your device to confirm that the loan app no longer has access to your contacts.
- If you had granted the loan app access to your contacts, consider deleting the app’s data from your device settings.
