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List of Loan Apps That Call Contacts and Send Messages to Contacts

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List of Loan Apps That Call Contacts and Send Messages to Contacts

Loan apps in Nigeria in particular, have gained immense popularity due to their quick  accessibility to loans. 

However, some loan apps have been known to invade users’ privacy by accessing their contact lists and bombarding them with calls and messages. 

In this write up, I have provided a list of loan Apps that call contacts and send messages to contacts. Note that, a few of these loan apps that called contacts and most of them are not licensed by CBN and they operate illegitimately.

Ready to see the list of loan Apps that call contacts and send messages to contacts?

If yes, kindly delve deeper right away.

List of Loan Apps That Call Contacts and Send Messages to Contacts

List of Loan Apps That Call Contacts and Send Messages to Contacts
List of Loan Apps That Call Contacts and Send Messages to Contacts

Bgloan app

Bgloan app is one of the loan apps that has been reported to call and send messages to contacts. 

Users have expressed concerns about the app’s aggressive marketing tactics, which include contacting individuals from the user’s contact list without their consent. The app’s intrusive behavior has led some users to uninstall it due to privacy concerns. 

Read: How to Prevent Any Loan Apps from Calling Your Contact and Disgracing You

It is advisable to exercise caution while using Bgloan app and carefully review its permissions before granting access to your contacts.

Ncredit loan app

Ncredit loan app is yet another application included in the list of loan Apps that call contacts and send messages to contacts.

The loan app has been mentioned by users for its unsolicited contact calls and messages. 

While the app offers quick and easy loans, its intrusive loan recovering from defaulters practices have raised eyebrows among users. 

Some individuals have reported receiving persistent calls and messages even after uninstalling the app. 

This has left users feeling frustrated and concerned about their privacy. 

If you value your privacy, it is recommended to be mindful of the permissions you grant to the Ncredit loan app and consider alternative loan apps with better privacy practices.

Wecredit

Among the loan apps mentioned, Wecredit has gained a reputation for its intrusive practices. A lot of users termed it the “WORSE OF ALL”.

Users have reported receiving frequent calls and messages from unknown numbers after installing this app. 

These unsolicited contacts have not only been a nuisance but have also raised questions about the security of users’ personal information. 

It is therefore essential to exercise caution while using Wecredit and be aware of the potential risks associated with sharing your contact information. 

Consider exploring other loan apps like Carbon, Branch, FairMoney that prioritize user privacy.

Kobogo

Kobogo is another loan app that has been flagged for its invasive loan recovery strategies. 

Some users have complained about receiving calls and messages not only from the app itself but also from third-party lenders associated with Kobogo

This has led to a significant breach of privacy and has resulted in users feeling overwhelmed and bombarded with unwanted communications. 

It is advisable to carefully consider the implications of using Kobogo and read user reviews before installing the app.

Frimoni

Frimoni is a loan app that has been mentioned by users for its bothersome contact practices whenever they want to recover their loans from borrowers. 

Some individuals have reported receiving persistent calls and messages from Frimoni, even after uninstalling the app. This type of intrusive behavior can be distressing and can make users feel like their personal space is being violated. 

If you value your privacy and wish to avoid unsolicited contact, it is recommended to steer clear of Frimoni and explore alternative loan apps that respect your privacy boundaries.

Xcross Cash

Xcross Cash is a loan app that has been reported for its aggressive marketing techniques just like other loan apps mentioned earlier. 

In their user reviews, I have seen many complain about receiving numerous calls and messages not only from Xcross Cash but also from associated lenders. 

This relentless contact can be seen as an invasion of privacy and can create a sense of unease and frustration among users. 

It is important to carefully weigh the benefits and risks before considering Xcross Cash as your loan app of choice.

Look for loan apps that have a reputation for respecting users’ privacy and maintaining transparent communication practices like Carbon, Branch etc.

Kashcash, KashOn, Palmcredit, Easemoni, and Swiftkash

These loan apps have also been mentioned by users for their contact-related practices. 

Some users have reported receiving unsolicited marketing calls and messages from these loan apps, leading to a loss of trust and a sense of discomfort. 

Reading user reviews and researching these apps thoroughly will help you make an informed decision about whether to use them or explore more privacy-conscious alternatives.

FAQs On List Of Loan Apps That Call Contacts And Send Messages To Contacts 

Here are some helpful frequently asked questions on list of loan Apps that call contacts and send messages to contacts with their respective answers:

Are loan apps still sending messages to contacts?

While it is difficult to provide a definitive answer as practices can vary among different loan apps, some loan apps may still engage in sending messages to contacts. 

Does PalmCredit send messages to contacts?

Yes, there have been reports of PalmCredit sending messages to contacts. 

Does OKash send messages to contacts?

OKash is a loan app that has been mentioned in user reports for sending messages to contacts. 

Users have expressed concerns about the app’s invasive marketing practices. 

When you delete a loan app, do they still have access to your contacts?

When you delete a loan app, the app should no longer have access to your contacts. 

However, please note that some apps may retain data for a certain period or continue to have access to your contacts if you have granted them permission through other means. 

It is always a good practice to review and manage the permissions granted to any app on your device.

What are the top fake loan apps? 

The categorization of loan apps as “fake” based on user experiences and the specific criteria used for evaluation. However, goCash, Ncredit, Wecredit, and Swiftkash have been mentioned in user reports regarding questionable practices or invasive marketing strategies. 

Can a loan app lock my phone?

Loan apps should not have the ability to lock your phone. 

However, kindly note that some malicious apps or malware can potentially hijack control of your device. 

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