Lucky Loan Review: Customer Care Number, App Apk Download

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Lucky Loan Review: Customer Care Number, App Apk Download

Are you facing a financial emergency in Nigeria and need instant cash? Lucky Loan is here to help! 

In this comprehensive review, we will explore the features and benefits of Lucky Loan, a personal loan app designed to cater to the individual needs of Nigerians.

Whether you have unexpected bills, medical expenses, or any other urgent financial requirement, Lucky Loan provides a hassle-free solution to address your monetary concerns. 

I will also guide you through the process of applying for a Lucky Loan, provide information on the Lucky Loan APK download, and offer details on customer care services.

Without further Ado, kindly delve in right away.

Lucky Loan Review: Customer Care Number, App Apk Download

Lucky Loan Review: Customer Care Number, App Apk Download
Lucky Loan Review: Customer Care Number, App Apk Download

Lucky Loan App Review

The Lucky Loan app has gained significant popularity among Nigerians seeking quick and convenient loans. 

With over 34,000 reviews on the Google Play Store and more than 100,000 downloads, Lucky Loan has established itself as a trusted platform for those in need of financial assistance.

Read: Swift Naira Loan App Download, How to Apply, Requirements

With an impressive overall rating of around 4.3 stars, Lucky Loan demonstrates high user satisfaction. 

This rating reflects the experiences and opinions of the app’s users, who have shared their feedback and thoughts about their interactions with the platform.

How to Apply for Lucky Loan

Getting started with Lucky Loan is incredibly easy. Follow these simple steps to log in to your Lucky Loan app:

  • Download the Lucky Loan app from your app store.
  • Open the app on your mobile device.
  • Enter your Username or Phone number.
  • Provide the password you used during registration.
  • Tap the enter or login button.

Applying for a Loan on Lucky Loan

After logging in to the Lucky Loan app, you can proceed with applying for a loan. Simply follow these steps:

Wait for approval: Lucky Loan will review your application and determine your eligibility for a loan. 

The approval process is designed to be quick and efficient, ensuring you receive a response promptly. 

Read: Qwik Loan Online, Code, App Download, Phone Number

Lucky Loan understands the urgency of your financial needs and strives to provide a swift loan approval process.

Lucky Loan Requirements

Before applying for a Lucky Loan, it’s important to ensure you meet the following requirements:

Nigerian citizenship: Only Nigerian citizens are eligible for loans through Lucky Loan. This requirement ensures that Lucky Loan complies with relevant regulations and operates within the legal framework of Nigeria.

Age criteria: Applicants must be between 18 and 65 years old. 

This age range ensures that borrowers are of legal age and have the capability to enter into a financial agreement.

Stable source of income: To ensure loan repayment, you should have a stable source of income. 

This requirement confirms your ability to repay the loan amount within the specified terms and conditions.

BVN requirement: Lucky Loan requires you to provide your Bank Verification Number (BVN) for verification purposes. The BVN is a unique identifier linked to your bank account and provides an additional layer of security and authenticity.

How to Download the Lucky Loan APK

If you prefer to download the Lucky Loan APK directly, follow these steps:

  •  Visit Google on your mobile device.
  •  Search for “Lucky Loan” in the search bar.
  •  Select the Lucky Loan app from the search results.
  • Visit the official website.
  • Tap the “Install” button to begin downloading the app to your phone.

Lucky Loan Customer Care Number – Phone Number, WhatsApp Number, and Email Address

While Lucky Loan has not provided a customer care number for direct contact, you can still seek assistance for any questions, concerns, or issues you may have. 

Their customer care team is readily available to assist you via email at

They are dedicated to providing prompt and effective solutions to any queries or problems you may encounter during your loan application process. 

Lucky Loan values customer satisfaction and aims to provide excellent support to ensure a smooth borrowing experience.

FAQs On Lucky Loan Review: Customer Care Number, App Apk Download

Here are some frequently asked questions on Lucky Loan Review: Customer Care Number, App Apk Download with their respective answers:

Which loan app gives up to 200,000 Naira?

Among the three mentioned loan apps, Carbon (formerly known as Paylater) is known to offer loans up to 200,000 Naira. It is a popular loan app in Nigeria that provides quick and convenient access to loans.

How to get an instant loan on a mobile phone from Lucky Loan?

To get an instant loan from Lucky Loan on your mobile phone, follow these steps:

  • Download the Lucky Loan app from your app store.
  •  Install and open the app on your mobile device.
  • Create an account by providing the required information and completing the registration process.
  •  Log in to your Lucky Loan account.
  • Enter the loan amount you need and select the repayment duration.
  • Submit your loan application.
  • Wait for the loan approval process to complete. Lucky Loan will review your application and determine your eligibility.

 If approved, the loan amount will be disbursed directly to your provided bank account.

Which loan app has the lowest interest rate in Nigeria?

Among Okash and Easemoni, Easemoni is known to offer relatively lower interest rates on loans in Nigeria.

 What happens if I don’t pay my Lucky Loan?

If you fail to pay your Lucky Loan within the specified repayment period, it may have several consequences. These can include:

Accrued interest: Your outstanding loan balance will continue to accumulate interest, increasing the total amount you owe.

Late payment fees: Lucky Loan may charge late payment fees for missed or delayed payments.

Negative impact on credit score: Non-payment or late payment of loans can negatively impact your credit score, making it difficult to obtain loans or credit in the future.

Legal action: In extreme cases, if you consistently fail to repay your loan, Lucky Loan may take legal action against you to recover the outstanding amount.

Can a loan app access my contacts if uninstalled?

Generally, once you uninstall a loan app, it should no longer have access to your contacts or any other personal information on your device. 

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